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The privacy practices of this statement apply to our
services available under the domain and sub-domains
of Hebert Insurance Agency and Hebert Financial
Services. Please note that this Privacy Policy
applies only to sites maintained by Hebert Insurance
Agency and Hebert Financial Services and not to
websites maintained by other companies or
organizations to which we link. In addition, this
Policy applies only to information collected by
Hebert Insurance Agency and Hebert Financial
Services online, not offline. By visiting our
websites you agree to be bound by the terms and
conditions of this Privacy Policy. If you do not
agree please do not use or access our services.
Hebert Insurance Agency and Hebert Financial
Services reserves the right to modify, amend or
otherwise alter the terms of this Privacy Policy at
any time, and without notice. All users of this site
will be bound by the terms of this Privacy Policy
and any subsequent modifications, amendments or
alterations thereto.
At Hebert Insurance Agency and Hebert Financial
Services, information is the cornerstone of our
ability to provide superior service. Our most
important asset is our clients' trust. We understand
that you entrust us with your private information to
allow you find match with one or more members of our
business partner network which could include a bank,
insurance provider, lender, loan broker or some
other financial professional who may be able to meet
your needs by responding to your inquiry (each a
"Client" and collectively our "Clients"). Keeping
your information secure, and using it only as you
would want us to, is a top priority for all of us at
Hebert Insurance Agency and Hebert Financial
Services.
* We will safeguard, according to strict standards
of security and confidentiality, any information you
share with us.
* We will limit the collection and use of your
information to the minimum we require to deliver
superior service to you, which includes advising you
about our products and services and other
opportunities, and to administer our business.
* We will not reveal your information to any
external organization (other than our Clients)
unless we have previously informed you in
disclosures, been authorized by you, or are required
by law.
* We will not use or share personal information for
any purpose other than as disclosed in this Privacy
Policy.
* We will continuously assess ourselves to ensure
that client privacy is respected.
Information We Collect
There are several areas on our website where you may
be asked to enter both personal and non-personal
information. Our website uses these input forms for
clients and potential clients to request information
about our products and services. We may also collect
information in order to notify you about products,
services, and other opportunities we think will be
of interest to you. To make a request, individuals
may be required to provide their contact information
and personal information such as your name, address,
phone number e-mail address, income and other
financial or non-financial related information
depending upon your expressed need ("Personal
Information").
Any information that you send to us may be collected
and maintained in a file specific to you.
We also may collect demographic information.
Demographic information is all other information
such as gender, zip code, or any information that is
not tied to your Personal Information. In addition,
we might receive information about you from other
sources (such as service providers) for tracking
purposes. We may add the information we receive
about you to your existing account. Like other
websites, we also automatically receive and record
certain types of information every time you visit
us. We use "cookies" and other information to
enhance your experience and present you with
personalized offers. Likewise, we sometimes use
third-party advertising companies to serve and track
advertisements appearing on our website. These
companies may employ cookies and action tags to
measure advertising effectiveness. Any information
that these third parties collect via cookies and
action tags is completely anonymous. Hebert
Insurance Agency and Hebert Financial Services also
employs software technology referred to as clear
.gifs or "Web Bugs" which allow Hebert Insurance
Agency and Hebert Financial Services to determine
which pieces of content on our site are most
effective from a marketing standpoint. Clear .gifs
work like cookies - they are graphics with a unique
identifier which allow Hebert Insurance Agency and
Hebert Financial Services to track the online
movement of visitors to our site. No personally
identifiable information is tied to a clear gif.
Clear gifs are also used in connection with our
HTML-based emails to allow us to know when an email
has been opened. If you do not wish to receive such
email communications, please refer to the Opt Out
policy below.
How We Use Your Information
The following paragraphs describe how we currently
use Individual Information, but we may change or
broaden its use at any time. As noted below, we may
update this policy from time to time. We may use
Individual Information to provide promotional offers
to individuals by means of email advertising,
telephone marketing, direct mail marketing, online
banner advertising, and package stuffers, among
other possible uses.
Services and Products Requests - If you submit a
request for a loan product or other services offered
by Hebert Insurance Agency and Hebert Financial
Services or any of its affiliated websites, Hebert
Insurance Agency and Hebert Financial Services will
share the Personal Information contained in your
input request form with our Clients strictly to
process and fulfill your request. In some
circumstances, Hebert Insurance Agency and Hebert
Financial Services may obtain additional information
about you and/or share that information with our
Clients. For example our Clients who receive your
Personal Information may request and use your Social
Security number to access your credit score and/or
credit report in order to process and fulfill your
request.
Vendors
Hebert Insurance Agency and Hebert Financial
Services may share certain aggregated data with
Clients of business partners and other third parties
for general marketing and demographic purposes;
however, this data does not include any of your
personal identifying information. Although we
require such entities to support our Privacy Policy,
and to comply with applicable federal and state
laws, we do not have any direct control over such
entities nor do we guarantee or warrant their use
and handling of such de-identified information.
Ads and Pop Ups
Hebert Insurance Agency and Hebert Financial
Services has relationships with a number of third
party ad networks. From time to time you might
receive advertisements for Hebert Insurance Agency
and Hebert Financial Services from third parties.
These advertisements are generated by a third party
website that you have visited and are not generated
or controlled by Hebert Insurance Agency and Hebert
Financial Services.
As Permitted by Law
Please note that we reserve the right to disclose
Personal Information for legal purposes, for the
protection of this website, for the protection of
Hebert Insurance Agency and Hebert Financial
Services (or any of its partners, employees, third
party vendors, independent contractors or
affiliates) and/or for the protection of other users
of our website. Specifically, we reserve the right
to disclose Personal Information as allowed by law
or share your Personal Information with third
parties if required by law to do so, or if we
believe such action is necessary to either: (a)
conform with the requirements of law enforcement or
government agencies in response to subpoenas, court
orders, federal/state audits or similar
circumstances, or as otherwise required by law, (b)
protect or defend our legal rights or property, this
website, or other users of this website, or (c)
investigate, prevent or take action regarding
illegal activities, suspected fraud, or situations
involving potential threats to the physical safety
of any person. We may use an individual information
for any legally permissible purpose in company's
sole discretion.
Special Note if you are Registered on a Do-Not-Call
List
Our Clients may contact you by telephone, email, or
mail based on the information you provided to us in
order to process and fulfill your request, even if
you have opted into the National Do Not Call List
administered by the Federal Trade Commission, any
state equivalent Do Not Call List, or the Do Not
Call List of an internal company. If one of the
Clients contacts you by telephone and you wish not
to be contacted again by that that Client with
respect to your inquiry, then you should
specifically make a request to that Client not to
contact you again. In the event a Client continues
to contact you after you have instructed the Client
to stop doing so, you should contact Hebert
Insurance Agency and Hebert Financial Services
immediately to notify us of the problem. Deleting
your information - Federal and state regulations
require that we store completed financial and real
estate requests for various periods of time. In
order to comply with these regulations, we cannot
delete information from our databases. In addition,
even if your request was withdrawn, by law, we
cannot delete that information. We store all of the
information you might provide securely.
In the future, Hebert Insurance Agency and Hebert
Financial Services could be acquired by another
company that may or may not operate a similar
business and may or may not adhere to a similar
privacy policy. In the event such an acquisition
occurs, the company which acquires Hebert Insurance
Agency and Hebert Financial Services would have
access to information maintained by Hebert Insurance
Agency and Hebert Financial Services, including
customer account information.
Security
The security of your Personal Information is very
important at Hebert Insurance Agency and Hebert
Financial Services and we take a number of steps to
safeguard it and protect the loss, misuse and
alteration of the information under our control.
Although Hebert Insurance Agency and Hebert
Financial Services uses industry standard efforts to
safeguard the confidentiality of your personal
identifiable information, such as firewalls and
Secure Socket Layers, "perfect security" does not
exist on the Internet.
Links to Other Sites
Please note that this website contains links and
banner advertising that may direct you to other
websites. In addition, you may have arrived at this
website via a link or banner ad on a third party
website. This Privacy Policy applies to all
information that you provide to Hebert Insurance
Agency and Hebert Financial Services only. Hebert
Insurance Agency and Hebert Financial Services is
not responsible for the privacy practices of or the
content contained in other websites. When you use a
link or a banner ad to go from this site to another
website or vice versa, or are otherwise directed or
redirected to another website, this Privacy Policy
no longer applies. Your browsing and activity on
such third party websites are subject to their own
respective privacy policies, if any, which may
differ from that of Hebert Insurance Agency and
Hebert Financial Services. In addition, the third
party websites that you may visit or use to gain
access to the Hebert Insurance Agency and Hebert
Financial Services website may request that you
download software to take advantage of their offers.
Hebert Insurance Agency and Hebert Financial
Services is not responsible for any product or
service that you download, purchase, or otherwise
receive in any manner or form, from a third party
website. We encourage you to review the privacy
policies of the third party websites that you enter
and of any other service provider from whom you
request services.
Anti-Spam Policy
You will not receive email communications and
advertisements from Hebert Insurance Agency and
Hebert Financial Services or Hebert Insurance Agency
and Hebert Financial Services's Clients unless you
submit your email address to Hebert Insurance Agency
and Hebert Financial Services or to a Client. In
order to receive email communication from Hebert
Insurance Agency and Hebert Financial Services
and/or a Client, you must provide your email
address. Providing your email address to either
Hebert Insurance Agency and Hebert Financial
Services and/or any of its Clients represents your
affirmative consent to receive such communications.
Additionally, you may also receive emails that
advertise Hebert Insurance Agency and Hebert
Financial Services services from third party
publishers. We have strict policies for dealing with
any third party email services to ensure that
advertisements for Hebert Insurance Agency and
Hebert Financial Services are not sent out through a
"Spam" mailing and to ensure that our offers are
sent only to those individuals who have given us
their email addresses. If you want to stop receiving
emails from Hebert Insurance Agency and Hebert
Financial Services, a Client or a third party
publisher, you should follow the opt-out
instructions below or included in the Client or
third party email so that you will not be included
in any future mailings.
Opt Out
Hebert Insurance Agency and Hebert Financial
Services uses Individual Information to provide
promotional offers by email to individuals. We may
maintain separate email lists for different
purposes. If email recipients wish to end their
email subscription from a particular list, they need
to follow the instructions at the end of each email
message to unsubscribe from the particular list. To
unsubscribe from all our email lists, a person must
send an email to: unsubscribe@hebertinsurance.com.
You should also note that unsubscribing from our
electronic mailings will not automatically
unsubscribe the subscriber's information from any
Third Party associates and licensees of the data.
Since Third Party associates and licensee partners
maintain separate databases from us, and you will
need to unsubscribe from each source individually,
if desired. This allows you the freedom to pick and
choose which subscriptions to maintain and which to
discontinue.
To exercise your right to opt out of having your
Personal Information used for any purpose other than
the service that you have specifically inquired
about or requested, or if you would like to direct
us not to make certain disclosures, please e-mail us
or write to us with a detailed description of your
request at the following address:
Hebert Insurance Agency
124 W. Colfax, Suite 304
Palatine, IL 60067
privacy@hebertinsurance.com
You may continue to receive email communications
from us up to ten business days from the time we
receive your unsubscribe request. Please note that
Hebert Insurance Agency and Hebert Financial
Services can only control its own mailing list and
policies. Third party advertisers that maintain
their own mailing lists may send communications that
advertise our services, and you may need to contact
these parties directly in order to stop receiving
their email communications. If you do not opt out,
your Personal Information may be used as described
in this Privacy Policy.
Sale or Transfer to Third Parties.
Hebert Financial Services MAY SELL OR TRANSFER
INDIVIDUAL INFORMATION TO THIRD PARTIES FOR ANY
PURPOSE IN ITS SOLE DISCRETION.
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